Why Having a Will Matters More Than You Think

In my work helping families navigate separation, co‑parenting, and life transitions, one theme comes up again and again: many people don’t have a Will—or they haven’t updated it in years.

A Will isn’t just a legal document. It’s peace of mind, clarity for the people you love, and one of the most important tools to prevent unnecessary conflict.

Here are 6 reasons why having a Will truly matters:

1.     Without a Will, the law decides.

Ontario’s Succession Law Reform Act sets out exactly who inherits—and in what proportions—if you die without a Will. That distribution may not reflect your wishes, your family structure, or your relationships.

2.     It protects your partner and your children.

A Will allows you to make intentional decisions about guardianship for minor children, financial support, and how assets are managed. For blended families, this is especially critical.

3.     It reduces conflict and uncertainty.

Clear instructions go a long way in minimizing disputes at an already difficult time. Families often tell me that the hardest part after a loss is not grief—it's confusion.

 4.     It allows you to choose your executor.

If you don’t appoint someone, the court will. Selecting a trusted executor (estate trustee) ensures the person managing your estate is someone you believe can handle the responsibility.

 5.     It aligns with major life changes.

Marriage, separation, divorce, the birth of a child, or the purchase of property are all moments when your Will should be updated. In Ontario, separation does not automatically revoke Will provisions—something many people don’t know.

 6.      It’s a key part of responsible planning.

For couples entering a marriage contract or cohabitation agreement, a Will is often the missing piece that ensures your broader intentions are fully aligned.

A Will won’t prevent loss—but it can prevent unnecessary hardship, conflict, and expense for the people left behind.

If you’ve recently separated, blended families, or simply haven’t updated your Will in years, now is an excellent time to revisit it.