Cohabitation
Agreements

Cohabitation Agreements:
Protecting Your Future Together when you Move in together

More and more couples are choosing to live together without getting married. While this can be a positive and practical choice, it also means that couples should think about how to protect themselves legally and financially. That’s where a cohabitation agreement comes in.

A cohabitation agreement is a written contract between two people who are living together (or plan to). It outlines each partner’s rights and responsibilities during the relationship and what will happen if the relationship ends. Having one in place can help couples avoid confusion, stress, and costly disputes in the future.

  • Living together creates financial and personal commitments. Even if you are not married, the law may still impose certain rights and obligations, particularly if you separate or if one of you passes away. A cohabitation agreement allows you to:

    • Clarify property ownership – Decide in advance who owns what, and how assets will be divided if you separate.

    • Protect financial contributions – Record how expenses such as rent, mortgage payments, or household bills will be shared.

    • Address support obligations – Outline whether either partner will provide support if the relationship ends.

    • Plan for the future – Give both partners peace of mind by reducing uncertainty and potential conflict.

    Whether you are moving in with your partner for the first time or have already built a life together, a cohabitation agreement can provide clarity and security. It is not about planning for failure or a sign of doubt, it can be an expression of mutual respect and allows a couple to have open and honest conversations on how important matters, like property, finances and support will be handled. It allows both partners to enter the relationship with a clear understanding of expectations, responsibilities and protections.

  • We believe that protecting your future doesn’t have to be cold or impersonal. We take the time to listen, understand your shared vision, and craft an agreement that reflects your values. We make the process clear, comfortable, and respectful.

    Let’s start the conversation today and credit a cohabitation agreement that safeguards your future while strengthening the foundation of your relationship.

    If you are considering a cohabitation agreement, I am here to help with clarity, creativity, and compassion. Reach out today to schedule a consultation and take the first step toward peace of mind